dont have a credit card so CRC is out
Setup a Paypal account and link it to do a direct debit from your bank account. Takes several days to clear, but the easiest option if yiou do not want a credit/debit card.
What sharp eyes you have, best be careful not to cut yourself

The most annoying thing about this frame and shock combination is when you're on the bike the propedal switch is pretty much inaccessible.
I just notice the most insignificant things

The 05 frame is slightly different - so the lever is a tad easier to reach on mine, although I do run a bottle cage from time to time which obstructs access to it.